Debt is a real problem for many people. The credit crunch has hit hard, with job losses, companies folding, credit companies calling in debts quickly and credit being hard to come by. This has lead to be people facing legal difficulties, problems meeting payments and simply not having any money to spend after they have covered their bills.
Because of these issues many people are seeking ways out of debt, or at least methods of dealing with the huge amount of debt they find themselves in, and the crippling bills that are associated with them. People are trying to find a way of cutting their monthly bills to give themselves more to spend, or even to just adjust to lower monthly incomes associated with the credit crunch.
This is where debt consolidation comes in, people are looking at it as an option for servicing their current levels of debt and freeing up some money or balancing their monthly budget. But is it right for you?
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